A seller’s goal should be to find the highest offer with the strongest probability of closing on time with no hassles. While a near asking price offer may look great at first, it may be full of contingencies that may put you in a bad position as the seller. What if you knew what to look for at the beginning of your home-selling journey? What if you knew what questions to ask of an interested cash buyer that would prepare you with the necessary information to make the best decision possible? Listed below are just some of the ideas that you should keep in mind when working with a cash buyer or investor on the sale of your home.
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Offer Terms
A capable cash buyer should be making an offer to purchase the property in “as-is” condition with no expectations that the seller would be doing any work to the property before the closing. Contingency periods should be short and should fall in the range of 5 to 12 days depending on the complexity of any necessary due diligence or inspection. The initial deposit should be substantial and submitted with the offer, usually being 2% – 3% of the sale price. While cash sales typically close quicker than traditional financed offers there is a flexibility that should be expected of the buyer to close on the Seller’s timeline!
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Proof of Funds
One of the basic item’s cash buyer’s should provide when submitting an offer is a proof of funds letter. This letter is typically from an attorney or lender that shows they have the funds necessary to close. There are two important items you need to look at to confirm: the date of the proof of funds letter and where the funds are coming from. The date of the letter or on the account is important because, if it is a few months old, the funds may have already depleted. A very outdated proof of funds letter may also suggest the Buyer is not telling you the full story that could potentially cause additional problems.
It is also extremely important to note what kind of an account the funds are coming from. If the money is not in a liquid account such as a checking or savings account, there could be complications to access it. Without timely access to their funds, a cash buyer may have to delay the closing which could cause an inconvenience to the Seller.
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Experience
Credibility may be one of the most important things to confirm in a potential buyer or investor before accepting their offer. Doing so is easy if you know what questions to ask and where to look to confirm a buyer’s track record. Always ask for referrals and reach out to people they have worked with in the past for feedback on how their transaction went. Check their website and get a sense of what other people are saying about them. Look at their social media pages and the comments on their recent posts to see how they interact with their customers and followers. Ask the buyer for a list of active or past projects in your area to get a sense of how active they are in your area.
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Communication
Lack of timely response and poor communication can lead to trouble. This is very important when you’re trying to sell your home in an efficient and stress-free way. Real estate transactions require a significant amount of back and forth, whether it be in regards to contract terms, paperwork questions, deal structuring, disclosures, signatures, etc. It could be a warning sign if the buyer and/or their agent don’t respond to a call or text within a reasonable amount of time or return contract changes in a timely manner.
All cash offers are not created equal. Look out for both strengths in a cash buyer as well red flags that can be included in the offer. Picking the right offer is important, but picking the right buyer can make all the difference for a quick, smooth transaction.
Call CT Cash Homes!
We here at CT Cash Homes are different than any other buyers. After you contact us and give us the property information, we will make you a fair, all-cash offer within 48-hours, and that is not even the best part. We never tell you when to close. YOU get to choose. If you are looking to close quickly, we can wrap up the deal and get you the cash in as little as 7 days. To get started, you just need to give us a bit of information about your house and the situation that you are in. To contact us, simply fill out the form on this page, or give us a call at (860) 249-0950 for a faster response. It is our goal to make your life easier by getting you out from under the property that is causing you problems and stressing you out. We can do this by paying a fair and honest price for your house quickly.
About CT Cash Homes
Have you been researching how to sell my house fast in your local area? You have come to right place! CT Cash Homes is local and we buy homes for cash! We are a Real Estate Solutions company based in South Windsor CT. We are a third generation family owned business. Our focus is helping homeowners who are having problems with foreclosure, divorce, probate or who just need to sell their home quickly for any reason. CT Cash Homes works with you to provide a solution to your problem.buy a home in Connecticut, buy house connecticut, buying a home in ct buying a homes in connecticut buying house in connecticut cash for houses ct cash home buyers in connecticut connecticut cash home buyers ct we buy houses fast cash for homes llc houses to buy near me I want to buy your house quick cash for ct houses quick cash for homes ct quick cash for house quick move in homes connecticut real estate agent ct sell house ct sell house fast ct sell my home quick sell my house ct sell my house fast